Savings Solutions
PERSONAL SAVINGS
Put your financial future in your hands. Our personal savings tools are designed to help you manage money with intention, structure, and purpose.
Main Savings Wallet
Securely store funds separately from your daily spend. You can add, withdraw, or move money anytime.
Automated Contributions
Set up recurring deposits daily, weekly, or monthly. Pause or adjust contributions anytime.
Lock & Earn
Temporarily lock funds for 1, 3, or 6 months and earn better cashback, fee waivers, or rewards for commitment.
Emergency Fund Feature
Designate a portion of your savings as "emergency only" to avoid impulse withdrawals.
Savings Activity Reports
Receive monthly reports showing savings growth, patterns, and suggestions to improve.
STOKVELS & GROUP SAVINGS
Digitize your stokvel or group savings with built-in transparency, automation, and security. No more paper trails or group chats to track contributions.
Create or Join Digital Stokvel
Start a private savings group with friends, family, or colleagues. Invite members via phone number or email.
Automated Collections
Members can set up debit orders or receive reminders to contribute on agreed dates.
Shared Wallet Access
All members can view group balances, contributions, and transaction history in real time.
Built-In Voting System
Decisions on disbursements made democratically through in-app voting.
Withdrawal Rules & Penalties
Customize rules: number of votes required to withdraw, contribution deadlines, or penalties for late payments.
Group Rewards
Groups that hit savings goals get group bonuses (e.g. airtime, discounts, vouchers).
BUSINESS SAVINGS
Designed for startups, spaza shops, side hustles, and SMEs. Separate business growth money from day-to-day operations.
Business Vaults
Create sub-accounts for different business goals (e.g. "Stock Refill", "Staff Bonuses", "Store Renovation").
Smart Tracking
Set savings targets, track cash flow patterns, and receive alerts for off-budget withdrawals.
Multi-user Access
Allow partners or accountants limited access to monitor business savings without full wallet control.
Business Growth Rewards
Unlock lower transaction fees, marketing credits, or account upgrades for consistent saving behaviour.
SAVING GOALS
Visualize your dreams, one rand at a time.
Custom Goal Setting
Set savings goals with a name, target amount, and deadline like "New Laptop" or "Wedding Fund".
Progress Bar & Tracker
Visual feedback keeps you motivated as you watch your goal grow.
Auto-Contributions & Top-Ups
Enable automatic top-ups after every transaction or roundups from spending.
Collaborative Goals
Invite friends or family to contribute to your goal (perfect for baby showers, birthdays, or tuition).
Milestone Reminders
Stay on track with smart nudges when you're ahead or behind on your target.
Ready to Start Saving Smarter?
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